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Chapter spine · the audit trail

KCP transformation

The Journey, in public.

Every model-book decision leaves a visible trail: evidence, rule, allocation, consequence and lesson.

Current pageChapter 17Latest model-book decision
Current stateMODEL LEDGER: UNCHANGEDEvery sleeve inside band
Next proofTHE BOOKConsequence marked to close

The public audit trail

18 chapters. No erased decisions.

Newest first. Actions and deliberate non-actions share one ledger.

17
2026-09-05 · Model-book allocation · Equities (concentration) + fixed income (curve)

Four rose, one fell, and the book still lost money

Four of five equity holdings rose or held flat and the book still gave back about TSh 3.3m of market P&L; the NAV rose only because September savings landed, so hold and read the deposit apart from the return

16
2026-09-01 · Model-book allocation · T-bonds + T-bills + cash + gold

The tenor was the problem, not the ladder

The 364-day rung pays a real yield where the 91-day does not, so the bill ladder returns one year out; equities got nothing for a second month

15
2026-08-29 · Model-book allocation · Equities (comparability)

The measuring stick changed mid-week

Keep the allocation unchanged, report the split-adjusted holding outcomes and preserve the official DSEI and TSI weekly comparison as unavailable across the temporary discontinuity

14
2026-08-26 · Model-book allocation · Equities (NMB basis)

Ten shares replaced one. The allocation did not change.

Apply the one-for-ten unit and cost-basis adjustment, withdraw the false mechanical loss, and leave the allocation unchanged

13
2026-08-15 · Model-book allocation · Equities (breadth) + fixed income (curve)

Four of five paid, and the front end finally printed

Breadth improved and four of five equity holdings paid, but the front end printed a narrower reward for duration; hold, and don't mistake a better week for a solved problem

12
2026-08-08 · Model-book allocation · Equities (breadth) + fixed income

Two banks carried 85% of the money

Two banks supplied 85.4% of the week's turnover and one holding 92% of the book's; study the concentration, and let the duration idea wait

11
2026-08-04 · Model-book allocation · Equities (concentration)

Five rose, fourteen fell; and the book had its best week

Best week since inception, ~85% of it from one holding; examine the concentration, do not feed it

10
2026-08-01 · Model-book allocation · T-bonds + gold + cash

Where the month's 7m went; and the sleeve that got nothing

The bill ladder stopped paying a real yield; equities got nothing, by choice

09
2026-07-25 · Model-book allocation · Equities (breadth)

A record with an asterisk, and the book holds

An all-time high on zero-volume marks and negative breadth; hold until the board confirms it

08
2026-07-18 · Model-book allocation · Equities (banks)

A narrow recovery, and the book holds

The index clawed back near its record on bank-led, negative-breadth strength; no drift to correct

07
2026-07-11 · Model-book allocation · Equities (banks)

A record cools, and the book still holds

The record cooled; the book still holds; no drift to correct

06
2026-07-04 · Model-book allocation · Equities (banks)

Holding into a record tape

Three record closes in a row; do nothing, on purpose

05
2026-07-01 · Model-book allocation · Equities + T-bills

Where the month's 7m went; and the signals behind it

Feed the under-weight sleeves that had room

04
2026-06-20 · Model-book allocation · Commodities (gold)

Opening a gold sleeve on the reserve-accumulation thesis

Open a small reserve-accumulation hedge

03
· Model-book allocation · Equities (banks)

The Journey; the story so far.

Let the bank winners run rather than take the easy profit

02
· Model-book allocation · Commodities

Commodities

Set the gold rules before opening any position

01
· Model-book allocation · Fixed income

The Journey; the story so far.

Patience in T-bills while waiting for a decision worth making

00
· Model-book allocation · Method

What The Ghost is; and isn't.

The premise, the mandate, and the rules it lives by